Buyer services

1/2 - Home Buying Budget

Buying a home starts with knowing exactly what you can afford. As your buyer's agent, We will provide a complete breakdown of all costs involved in purchasing a property:

- Down payment requirements
- Closing costs and legal fees
- Property taxes and municipal fees
- Home inspection and appraisal costs
- Moving and renovation budgets

We'll help you create a realistic budget that accounts for both upfront and ongoing homeownership expenses, so there are no financial surprises.

2/2 - Mortgage Pre-Approval and Lender Connections

Getting pre-approved for a mortgage is essential before you start house hunting. We connect you with trusted mortgage brokers and lenders who:

- Secure competitive interest rates
- Explain different mortgage products (fixed vs. variable rates)
- Fast-track your pre-approval process
- Help first-time home buyers access available programs

With a pre-approval in hand, you'll know your price range and can make strong offers with confidence.

1/2 - Defining Your Home Search Criteria

What makes a house feel like home? We take time to understand your complete wish list:

- Preferred neighbourhoods and school districts
- Home style, size, and layout preferences
- Must-have features vs. nice-to-have amenities
- Commute requirements and lifestyle needs
- Future resale value considerations

By deeply understanding your vision, we can identify properties that truly match your needs, including off-market opportunities you won't find online.

2/2 - Property Tours and Neighbourhood Insights

We coordinate all property viewings and provide insider knowledge about each area:

- Local market trends and property values
- Neighbourhood demographics and community feel
- School ratings and educational opportunities
- Upcoming developments and zoning changes
- Access to amenities, transit, and services

We also reach out to listing agents, neighbours, and municipal offices to answer every question about properties you're considering.

1/3 - Making a Strong Offer on a House

When you find the right property, we handle the entire offer process:

- Prepare a competitive purchase offer with protective conditions
- Analyze comparable sales data to determine fair market value
- Develop negotiation strategies based on market conditions
- Submit offers and manage all communications with the seller's agent
- Advocate for the best possible price and terms

Our goal is simple: secure your dream home at the right price with favourable conditions that protect your interests.

2/3 - Home Inspection and Professional Referrals

Never buy a house without a thorough inspection. I connect you with certified building inspectors who identify:

- Structural issues and foundation problems
- Electrical, plumbing, and HVAC concerns
- Roof condition and water damage
- Code violations and safety hazards

I also refer trusted professionals including real estate attorneys, notaries, land surveyors, contractors for repair estimates, and any other specialists needed for your specific transaction.

3/3 - Reviewing the Seller's Declaration and other documents

I carefully examine: all seller disclosures, municipal tax documents, flood zone data, certificate of location, previous inspection reports, all to identify potential red flags:

- Previous renovations and permit history
- Known defects or past insurance claims
- Environmental concerns or easements
- Appliance age and maintenance records

If anything seems incomplete or concerning, I investigate further to ensure you have complete information before finalizing your purchase.